About Real Salary

Real Salary is a free suite of UK salary, tax, and finance calculators. Our goal is simple: help you understand what you actually take home from your pay.

Why we built this

The number on your employment contract is not what lands in your bank account. Between income tax, National Insurance, student loan repayments, and pension contributions, the gap between gross and net can be significant — and confusing.

We built Real Salary to make this transparent. Every calculator uses official HMRC rates for the 2026/27 tax year, updated within days of any government announcement.

Accuracy

All tax rates and thresholds are sourced directly from gov.uk. Calculations follow standard PAYE rules. While we strive for accuracy, this site provides estimates — not financial advice. For your specific situation, consult HMRC or a qualified accountant.

Privacy

We don't store your salary data. All calculations happen in your browser. We use privacy-friendly analytics with no cookies or personal data collection. See our privacy policy for details.